| |
Starwood Preferred Guest® Credit Card from American Express | 
Hilton HHonors® SurpassSM Card from American Express | 
Hilton HHonors® Card from American Express |
|
|
| |
| | | | |
Good For | Free nights or flights with no blackout dates | Free nights with no blackout dates and VIP treatment | Free nights with no blackout dates | | |
Welcome Offer | No annual fee for the first year & 10,000 Starpoints® after first purchase 1 | 40,000 Hilton HHonors® bonus points after first purchase 2 | 20,000 Hilton HHonors® bonus points after first purchase 3 | | |
How You Earn Points or Miles | Earn 2x Starpoints at participating Starwood hotels and resorts and 1x points everywhere else † | Earn 9x points for every eligible dollar you spend at participating Hilton Family hotels, 6x points on eligible everyday purchases and 3x points everwhere else † | Earn 6x points for every eligible dollar you spend on everyday purchases and at participating Hilton Family hotels and 3x points everywhere else † | | |
Using Points or Miles for Rewards | Redeem Starpoints® for free Night Awards at over 940 Starwood Hotels and Resorts and for flights on over 30 airlines with no blackout dates | Redeem at over 3,300 Hilton Family hotels worldwide with no blackout dates | Redeem at over 3,300 Hilton Family hotels worldwide with no blackout dates | | |
Pay with Points or Miles |  | | | | |
Extended Warranty | † | † | † | | |
Roadside Assistance | † | † | † | | |
APR on Purchases | 2.90% for 6 months;, then Prime + 11.99% | 2.90% for 6 months;, then Prime + 11.99% | 2.90% for 6 months;,then Prime + 11.99% | | |
Annual Fee | The first year's on us - then $45 | $75 | None | | |
Bill Payment Terms | Flexibility to pay over time | Flexibility to pay over time | Flexibility to pay over time | | |
| |
Apply Now | Apply Now | Apply Now | | |
The ability to pay for all or part of your next trip using points or miles.
Membership Rewards® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.
SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints® to fly on hundreds of airlines, with no blackout dates or seat restrictions.
Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions. Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small. When you use your Card for eligible purchases, membership extends your warranty up to one year. Your car dies or blows a tire and you're stranded. Just call us and help will be on the way. By Invitation Only® is a program that gives Platinum Card® and Centurion® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.
Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work. Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public. With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information. To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had."Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines or other means of accessing your account), Balance Transfers, or adjustments to your account. We reserve the right not to award any Starpoints for transactions we determine are not made with the good faith intention of consuming the item charged.
You will receive one additional Starpoint for each U.S. dollar of Eligible Spending charged on your Card account at participating Starwood properties , and at standalone retail establishments and online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, Inc.To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico. To earn up to 40,000 Hilton HHonors bonus points, you must make your first eligible purchase with the Hilton HHonors Surpass Card within one year of Card issuance. Only one first purchase bonus per Card Account. Only first-time Hilton HHonors Surpass Cardmembers will earn up to 40,000 HHonors bonus points. Cardmembers who have previously earned a first purchase bonus from any Hilton HHonors Card from American Express earn the incremental difference of up to 40,000 Hilton HHonors bonus points You will receive 9 Hilton HHonors bonus points for each U.S. dollar of eligible spending on the Card at any Hilton Family hotel worldwide (excluding Hilton Grand Vacations timeshare purchases and package sales). You will receive 6 Hilton HHonors bonus points for each U.S. dollar of eligible spending at the following categories of merchants, excluding warehouse clubs and superstores: supermarkets; drugstores; stand-alone gas stations; and home telephone, wireless, cable, satellite TV, and internet service providers. You will receive 3 Hilton HHonors bonus points for each U.S. dollar of all other eligible spending. To receive the appropriate bonus points, the merchants must submit the charge using the appropriate industry code, merchant code, or products/service code established by us. If the merchant submits a Charge using a different code, the applicable Charge will only receive the bonus points corresponding to that code. Merchants with multiple locations may submit Charges at different locations using different codes. This means that Charges at some locations will qualify for additional bonus points, but Charges at other locations of the same merchant will not.You will not receive Hilton HHonors bonus points for balances transferred from other accounts, purchases of American Express® Travelers Cheques or American Express® Gift Cheques, fees, Finance Charges, Cash Advances, and similar means of assessing your Card Account. Additional terms and conditions apply.To earn up to 40,000 Hilton HHonors bonus points, you must make your first eligible purchase with the Hilton HHonors Surpass Card within one year of Card issuance. Only one first purchase bonus per Card Account. Only first-time Hilton HHonors Surpass Cardmembers will earn up to 40,000 HHonors bonus points. Cardmembers who have previously earned a first purchase bonus from any Hilton HHonors Card from American Express earn the incremental difference of up to 40,000 Hilton HHonors bonus points. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico. To earn 20,000 Hilton HHonors bonus points, you must make your first eligible purchase with the Hilton HHonors Card within one year of Card issuance. Only one first purchase bonus per Card Account. Only first-time Hilton HHonors Cardmembers will earn 20,000 Hilton HHonors bonus points. You will receive 6 Hilton HHonors bonus points for each U.S. dollar of eligible spending on the Card at any Hilton Family hotel worldwide (excluding Hilton Grand Vacations timeshare purchases and package sales). You will receive 6 Hilton HHonors bonus points for each U.S. dollar of eligible spending at the following categories of merchants, excluding warehouse clubs and superstores: supermarkets; drugstores; stand-alone gas stations; and home telephone, wireless, cable, satellite TV, and internet service providers. You will receive 3 Hilton HHonors bonus points for each U.S. dollar of all other eligible spending. To receive the appropriate bonus points, the merchants must submit the charge using the appropriate industry code, merchant code, or products/service code established by us. If the merchant submits a Charge using a different code, the applicable Charge will only receive the bonus points corresponding to that code. Merchants with multiple locations may submit Charges at different locations using different codes. This means that Charges at some locations will qualify for additional bonus points, but Charges at other locations of the same merchant will not. You will not receive Hilton HHonors bonus points for balances transferred from other accounts, purchases of American Express® Travelers Cheques or American Express® Gift Cheques, fees, Finance Charges, Cash Advances, and similar means of assessing your Card Account. Additional terms and conditions apply.To earn 20,000 Hilton HHonors bonus points, you must make your first eligible purchase with the Hilton HHonors Card within one year of Card issuance. Only one first purchase bonus per Card Account. Only first-time Hilton HHonors Cardmembers will earn 20,000 Hilton HHonors bonus points. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.
